Retail
Retail
Card transactions within the retail sector accounted for a significant chunk of all domestic card spending according to Central Bank statistics. Retailers require payment acceptance solutions that support hassle-free transaction experiences for their customers. We are trusted by Irish retail leaders and independent businesses to deliver these payment options whatever your business needs may be.
Supporting retail businesses with
best-in-class card payments
Whether your customers want to pay in person, online or over the phone, we have tailored payment solutions to suit your needs.
Authorisation
Your BOIPA Terminal will automatically identify international credit and debit cards during the authorisation stage.
Settlement
Regardless of the choice your customer makes, BOIPA will always settle the transaction in your terminal currency, for the full sale amount.
DCC Offer
If BOIPA identify an international card, your customer may be offered the choice to pay in their home currency. To assist them in their choice, your customer will be able to view the foreign exchange rate, margin and final price so they can choose whether to pay in the local or home currency.
Rebate
At the end of each month, BOIPA will calculate a rebate payable as a credit to your merchant services statement in respect of DCC transactions processed on your terminal.
Value-added services
By choosing BOIPA as your payments provider you can avail of additional services to support both your business and your customers including our Business Resource Centre and Dynamic Currency Conversion functionality on our terminals.
Next-day settlement
Having access to your funds as soon as possible is important for all businesses. We offer next-day settlement regardless of who you do your business banking with.
Discover how our payment options deliver retail reliability
Helping a community convenience store deliver valued service with card payments
Steve’s Daybreak Shop is a thriving convenience store nestled in the heart of Newbridge’s Main Street. With a commitment to providing easy access to a wide range of grocery items, quality wines and a bustling deli, it has served the local community diligently for over a decade. Find out how BOIPA's integration with ePOS supplier Western is supporting Daybreak's growth.
Learn moreBOIPA’s seamless payment integration proves an overnight success for Homesavers
Homesavers is a fast-growing Irish retailer, with over 51 stores across the country and ambitious plans to open many more as they establish themselves as the destination store for variety, choice and value in homewares. They offer customers a diverse range of products, from FMCG brands and homewares, to health and beauty, and gifts. With a pressing need to deliver an integrated payment solutions package, they moved to BOI Payment Acceptance (BOIPA) in 2018 and their problems vanished overnight.
Learn more